DRAFT — NOT FOR EXECUTION. This document is a working draft of Jill's Terms of Service. It has not been reviewed or approved by legal counsel and is not currently in effect.
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Terms of Service

Draft — last updated April 24, 2026
These Terms govern your access to and use of Jill, a conversational AI product operated by Lex AI, LLC. By creating an account, subscribing, or sending a message to Jill, you agree to these Terms. If you do not agree, do not use the Service.

1. Who we are

"Jill" (the "Service") is a conversational artificial intelligence product operated by Lex AI, LLC ("we," "us," "our"). In these Terms, "you" means the individual or entity that accesses or uses the Service.

2. What the Service is — and what it is not

Jill is a software product that uses a large language model to answer questions about the oil & gas business in conversational form. Answers are generated by software based on your prompt and may be inaccurate, incomplete, or outdated. You are responsible for independently verifying any information before acting on it.

Jill is not, and does not hold itself out to be:

Nothing Jill says constitutes investment advice, a recommendation to buy, sell, or hold any security, legal advice, tax advice, or accounting advice. Before acting on any information obtained through the Service, you should consult a licensed professional who is familiar with your specific circumstances.

3. Eligibility and account

You must be at least 18 years old and legally able to enter into a binding contract to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at jillohiggins@gmail.com if you suspect unauthorized access to your account.

4. Subscriptions, billing, and refunds

4.1 Plans

Paid access to the Service is offered on recurring subscription plans. Plan details, usage limits, and pricing are described on our pricing page and may be updated from time to time.

4.2 Billing

Subscriptions are billed in advance on the cadence you select (monthly, annual, or multi-year) and auto-renew at the end of each billing period at the then-current rate unless canceled before renewal. Payments are processed by our third-party payment processor (Stripe). By subscribing, you authorize us and Stripe to charge your payment method for the applicable fees, including taxes where required.

4.3 Cancellation

You may cancel your subscription at any time from your account settings or by emailing jillohiggins@gmail.com. Cancellation takes effect at the end of the current billing period; you retain access through that date.

4.4 Refunds

Except where required by law, fees are non-refundable once paid. We may, at our sole discretion, issue a prorated or full refund in cases of duplicate billing, extended Service outage, or other good-faith circumstances.

5. Acceptable use

You agree not to use the Service to:

6. User content and prompts

Messages, files, and other material you submit to the Service are "User Content." You retain ownership of your User Content. You grant us a non-exclusive, worldwide, royalty-free license to host, process, and transmit User Content solely for the purpose of operating and improving the Service.

You are solely responsible for the accuracy and legality of your User Content. Do not submit information you are not authorized to share, including confidential, regulated, or privileged material of third parties.

7. Output and reliance

Content generated by the Service in response to your prompts is "Output." Output is produced by a probabilistic language model and may contain errors, omissions, or fabricated details. You are responsible for evaluating the accuracy and suitability of any Output before relying on or distributing it.

Subject to these Terms, we assign to you any rights we may hold in the Output generated in response to your prompts, to the extent such rights exist. You acknowledge that due to the nature of large language models, similar or identical Output may be generated for other users, and no exclusivity is granted.

8. Intellectual property

The Service, including its software, design, branding, and underlying model configuration, is owned by Lex AI, LLC or its licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service in accordance with these Terms.

9. Third-party services

The Service relies on third-party providers (including Anthropic for model inference, Stripe for payments, and infrastructure providers for hosting). Your use of those providers' functionality is subject to their own terms. We are not responsible for third-party services.

10. Independence from Bowersox Exploration, LLC

Lex AI, LLC was founded by Tanner Bowersox, who separately owns Bowersox Exploration, LLC — an independent Texas oil & gas business. Lex AI, LLC is a legally separate entity from Bowersox Exploration, LLC and operates the Service independently. Neither the Service nor Lex AI, LLC sells, solicits, or recommends securities or investment opportunities of any kind, including those offered by Bowersox Exploration, LLC or any related business. Nothing the Service says constitutes an offer to sell or a solicitation of an offer to buy any security.

11. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE SERVICE WILL BE UNINTERRUPTED, ACCURATE, OR ERROR-FREE. WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT OUTPUT WILL BE ACCURATE, CURRENT, OR SUITABLE FOR ANY PARTICULAR USE.

12. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Lex AI, LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) ONE HUNDRED U.S. DOLLARS (US$100) OR (B) THE AMOUNTS PAID BY YOU TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

13. Indemnification

You agree to defend, indemnify, and hold harmless Lex AI, LLC and its officers, directors, employees, and agents from any claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of (a) your violation of these Terms, (b) your User Content, or (c) your use of Output in a manner that causes harm to a third party.

14. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or that continued access poses a risk to the Service or to other users. Upon termination, your right to use the Service ceases immediately. Sections that by their nature should survive (including ownership, disclaimers, limitation of liability, and indemnification) will survive termination.

15. Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will notify you by email or by posting a notice in the Service. Your continued use of the Service after the effective date of the updated Terms constitutes acceptance.

16. Governing law and dispute resolution

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Service will be resolved exclusively in the state or federal courts located in Harris County, Texas, and you consent to personal jurisdiction there. [This section is subject to review by counsel; arbitration and class-action waiver provisions may be added prior to execution.]

17. Contact

Questions about these Terms? Email jillohiggins@gmail.com.

Reminder. This is a working draft. It has not been reviewed or approved by legal counsel and is not currently in effect. Do not rely on it as a binding agreement.